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Gulya is 52 years old and married with four children. Providing the primary income for her family, Gulya works in animal husbandry and farm. Since 1998, with starting capital of 15,000 som (KGS), Gulya was able to develop a farm with a monthly profit of about 18,000 som (KGS). Gulya also handles 4.22 hectares of land where she grows potatoes and grain. In order to further develop her business, Gulya appealed to the company Bai-Tushum and Partner" for a loan in the amount of 60,000 som (KGS) to buy cattle. Gulya plans to invest any revenue in further increasing her livestock.
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Гуле 52 года, замужем, воспитывает четырех детей. В качестве основного дохода для своей семьи, Гуля занимается животноводством и полеводством. С 1998 года, стартовав суммы в 15,000 сом (KGS), Гуля смогла развить хозяйство с ежемесячной прибылью около 18,000 сом (KGS). Также Гуля обрабатывает 4,22 га земли, где выращивает картофель и зерновые культуры.
В целях дальнейшего развития своего бизнеса, Гуля обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку скота. Доходы Гуля планирует вложить в дальнейшее увеличение поголовья скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 87
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,983,350
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Gulya to purchase livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 24, 2012
Feb 28, 2012
Currency Exchange Loss:
Mar 17, 2014