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Hitam lives in northern Israel. Several years ago she began a bottle recycling business with family members. Hitam has decided to take her business and expand its ability to meet the demand in her village. Area restaurants, educational institutions and residents use her recycling services. With the extra income she will ensure economic security.

She needed this loan to purchase equipment for her storage shed and to have cash flow for business expenses.

In the future Hitam wants to develop her business so her monthly turnover will provide a secure income and enable her to save for the future.

Additional Information

About KIEDF:

Koret Israel Economic Development Funds (KIEDF) launched its direct lending program, SAWA, in 2006 to help low-income and unemployed populations within Israel create independent income-generating activities. SAWA currently serves Bedouin women in the Negev, Arab Israeli women in northern Israel and Jewish Israeli women. SAWA loans support a wide variety of small business types including consumer goods sales, grocery stores, animal raising, hairdressing, sewing, and day care. SAWA continues to grow and serve new populations while maintaining a loss rate of less than 3%.

About Israel

  • $36,200
    Average annual income
  • 0
    View loans »
    Israel Loans Fundraising
  • $1,314,650
    Funds lent in using Kiva
  • 3.8
    Israel New Shekels (ILS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,650 helped Hitam to purchase equipment for her storage shed and have cash flow for business expenses.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 23, 2012
Feb 29, 2012
Currency Exchange Loss:
Mar 20, 2014