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Santalat is 47 years old, married and raising three children. In search of an income source for her family, she started her own business in 2000 by leasing a space at the central market. Thanks to her persistence and hard work, Santalat was able to develop her business, started with a sum of 10,000 som (KGS), to yield a monthly income of 15,000 som (KGS). Good selection of merchandise, friendly service and practical advice with clothing selection attract more and more customers. In order to further develop her business, Santalat requested a loan in the sum of 100,000 som (KGS) from the "Bai-Tushum and Partners" company to expand her spring merchandise selection. She plans to invest the earnings into making repairs to her house.
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Санталат 47 лет, замужем, воспитывает троих детей. В 2000 году, в поисках источника дохода для своей семьи, Санталат начала свой бизнес, арендовав место на центральном рынке. Благодаря настойчивости и упорному труду Санталат, начав с суммы в 10,000 сом (KGS), она сумела развить свой бизнес с ежемесячным доходом 15,000 сом (KGS). Хороший ассортимент товара Санталат, приветливое обслуживание, практичные советы при подборе одежды привлекают все большее количество клиентов.
В целях дальнейшего развития своего бизнеса, Санталат обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на расширение весеннего ассортимента товара. Доходы от кредита Санталат планирует вложить в ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Santalat to broaden an assortment of goods.
100% repaid
Repayment Term
23 months (Additional Information)
Repayment Schedule
Feb 21, 2012
Feb 28, 2012
Currency Exchange Loss:
Dec 17, 2013