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Utamaduni Group
In this Group: Happya, Melisa, Merciana, Salcimu, Mtuniwa, Rukia, Musse, Irene, Zanin, Tabia, Hiyari, Joyce, Region, Margret, Zainabu, Salama, Pili, Helena, Rukia
Happy is in her early 30s and single with three children. For the past year she has been selling hardware. Happy works daily from eight in the morning through six in the afternoon and is able to make a good monthly profit.

Happy is requesting her first loan from Tujijenge Tanzania, that she will use to buy more pieces of wood, pipe, and iron sheets. Her dream is to one day be able to build her own house.

Happy will share this loan with her group, "Utamaduni" which has a total of 19 members who will hold each other accountable for paying back their loans. (One member was talking on the telephone so only part of her body appears in this photo.)

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,700
    Average annual income
  • 16
    View loans »
    Tanzania Loans Fundraising
  • $14,211,425
    Funds lent in using Kiva
  • 1,580.8
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Utamaduni Group's $5,650 loan helped a member to buy wood, pipe, and iron sheets.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 27, 2012
Listed
Mar 5, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012