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Rosas Blancas Group
In this Group: Maxima , Luisa , Marialena , Reanied, Dominga, Mariana
The 'Rosas Blancas' community bank are about to start their first loan cycle with Pro Mujer, as part of the Villa Adela regional office. The group has six members and is run by a board of directors which is led by Máxima. The businesses that the members of the community bank are engaged in are varied and include: running a neighborhood store, selling lunches, selling salchipapa (traditional fast food), working as a cook, working as a builder's assistant and working as an assistant cook.

Máxima says that this is her first loan cycle with Pro Mujer and that she joined the institution through an invitation from a loan officer. She has a neighborhood store and food sales business which she has been working in for some time.

Máxima is taking out this loan to increase her capital. She will buy groceries from wholesalers and then sell them from her sales location. This work enables her to make income with which to support her family. She is married and has one child.

When we asked her what she likes about Pro Mujer, Máxima replied that she likes the health services, the savings and the training.
View original language description ↓
La A.C. “ROSAS BLANCAS” iniciará su primer ciclo en Pro Mujer, como parte del centro focal Villa Adela, está compuesta por seis integrantes y está dirigida por una mesa directiva encabezada por la señora Máxima. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: tienda de barrio, venta de almuerzo, venta de salchipapa, cocinera, ayudante de albañil, ayudante de cocina.

La señora Máxima, indica que es el primer ciclo que trabaja en Pro Mujer y que integro la institución por invitación de un asesor. En la actualidad ella tiene un negocio de tienda de barrio y venta de comida que viene trabajando hace algún tiempo.

El crédito que ahora sacará es para aumentar su capital (compra de abarrotes) que adquirirá de las mayoristas, por mayor, y posteriormente lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, pues ella es casada y tiene un hijo.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud, ahorros y capacitación.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 198
    View loans »
    Bolivia Loans Fundraising
  • $31,028,500
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Rosas Blancas Group's $1,375 loan helped a member to buy food products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 16, 2012
Listed
Feb 29, 2012
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2012