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Maricela is a woman who lives in San Antonio de Coronado. She has been a client of the Fundación since 2007. When she got her first loan she used it to invest in equipment to set up a beauty salon in her own house. She did this because she wanted to stop working for other people, and she wanted to pay more attention to her son.

Three years ago she had another child, and one year later she became pregnant again. This time there were health complications, and she was not able to continue working.

Maricela now wishes to resume her business activity. Now her responsibility is even greater. The children are 11, 3, and 1 years old.

This time she is requesting a new loan to buy some materials that she needs to restart her business. She will buy things like treatments, hair coloring, and other products for manicures. Now she will also have assistance from her sister, María, who will help her take care of the youngest children. Also, she will have the chance to learn along with her sister.

This case is an example of the situations that women face where they count on the help and support of others. In this case, it is her sister and also her mother. Maricela will be able to get ahead like a woman who strives to be financially independent. She strives to do this without neglecting her responsibilities as a mother and a housewife.
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Maricela es una mujer que vive en San Antonio de Coronado, ella ha sido cliente de la fundación desde el 2007. Cuando obtuvo su primer crédito lo utilizó invirtiendo en equipo para montar un salón de belleza en su propia casa , con el fin de dejar de trabajar para otras personas y estar más pendiente de su hijo . Hace tres años ella tuvo otro hijo y un año después volvió a quedar embarazada , en esta ocasión se le presentaron ciertas complicaciones de salud, por lo que no pudo seguir trabajando.
Actualmente Maricela tiene el deseo de retomar su actividad , pués ahora su responsabilidad es aun mayor, ahora los niños tienen 11, 3 y un año. En esta ocasión esta solicitando un nuevo crédito que invertirá en la compra de algunos materiales que necesita para reiniciar, como lo son los tratamientos y set de tintes para el cabello y otros productos para manicure. Ahora también contara con la coolaboración de su hermana María, quien le ayudará a atender a los niños más pequeños, y además tendrá la posibilidad de ir aprendiendo junto a su hermana. Este caso es ejemplo de las situaciones que enfrentan las mujeres, donde al contar con el apoyo y solidaridad de otras, en este caso su hermana y también de su mamá , Maricela podrá salir adelante como una mujer que se esfuerza por ser económicamente independiente sin dejar de lado sus responsabilidades como madre y ama de casa.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

About Costa Rica

  • $12,900
    Average annual income
  • 49
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 511.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Maricela to buy materials she needs like towels, capes, and treatments, etc. for her beauty salon.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 27, 2012
Feb 29, 2012
Currency Exchange Loss:
Oct 17, 2013