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Ermek is 46 years old, married and raising four children. After graduating with a philology major, Ermek started to work at a school in the 8-March village, where she works to this day as a Kyrgyz-language teacher. In 1990, in search of an additional source of financing for her family, she became involved in animal husbandry. The business, started with a purchase of cows, currently yields about 15,000 som (KGS) per month from sales of milk products. In order to further increase livestock headcount, Ermek requested a loan in the sum of 100,000 som (KGS) from the "Bai-Tushum and Partners" company to buy sheep and livestock feed. She plans to invest the earnings from the loan into increasing livestock headcount, which would allow her to expand her business.
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Эрмек 46 лет, замужем, воспитывает четверых детей. Закончив факультет филологии, Эрмек начала работать в школе села Восьмое марта, где и работает по сей день преподавателем кыргызского языка. В 1990 году, в поисках дополнительного источника финансирования для своей семьи, Эрмек начала заниматься животноводством. Начатое с покупки коров хозяйство сегодня приносит около 15,000 сом (KGS) в месяц от продажи молочных продуктов. В целях дальнейшего увеличения поголовья скота, Эрмек обратилась в компанию «Бай Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку овец и кормов. Доходы от кредита Эрмек планирует вложить в увеличение поголовья, что позволит ей увеличить свое хозяйство.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,941,475
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Ermek to purchase livestock and feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 17, 2012
Feb 27, 2012
Currency Exchange Loss:
Mar 15, 2013