Pol, age 33, and his wife Sineth, age 37, live in a village about twenty kilometers south of Phnom Penh City. They have been married since 1998 and have three sons and a daughter. Three of the children attend school and one stays at home.
Pol is a chef. He cooks for wedding parties and other occasions. His wife sells vegetables, transporting them to her customers via motorbike, but the vehicle is old and breaks down often. For this reason, Pol has decided to ask for a loan in the amount of $1,200 in order to buy a new motorbike for his wife.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.