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04.05.03-Nam Ngạn Group
In this Group: Dung, Nga, Anh, Hảo
Mrs. Dung has a retail business selling dry food and other goods. She is requesting a loan to purchase more dry food and goods to resell, such as processed seafood, sugar, salt, fish sauce, etc. She has been involved in this business for more than 10 years. The main hardship that Dung faces in her business is the lack of capital.

Dung is 68 years old and she is married with 6 children. She lives in an urban area of Thanh Hoa city with no dependents. She is the group leader of the 04.05.03-Nam Ngạn solidarity group, which consists of 4 members. In 2007, Dung joined Thanh Hoa Fund for Poor Women to improve her business. She has successfully repaid 2 loans from Thanh Hoa Fund for Poor Women. With her business profit, Dung hopes for her business to do well, for her children to find a good job, and for her family to be healthy and happy.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 97
    View loans »
    Vietnam Loans Fundraising
  • $14,759,350
    Funds lent in using Kiva
  • 20,710.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 04.05.03-Nam Ngạn Group's $1,450 loan helped a member to purchase dry food and goods to resell, such as processed seafood, sugar, salt, fish sauce, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 4, 2012
Mar 4, 2012
Currency Exchange Loss:
Mar 15, 2013