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Ruth María
The Rocafuerte Communal Bank meets every fortnight in the canton of Rocafuerte, a place renowned for the delicious and nationwide famous pastries prepared by the locals.

Here we meet Ruth, 66. She is married, she has four adult children and she and her husband live in the house of one of her daughters. Her husband was a farmer but he no longer works.

In order to earn something on her own to avoid depending on her daughter she sells clothes and Avon and Yanbal products (beauty products, cosmetics, perfumes and accessories for ladies). She works every day for two hours a day during the morning, and she sells door to door and by catalog order. She sells on credit and she collects cash in two or three dues, according to the value of the products. What she sells the most are cosmetics and perfumes; she has been engaged in this activity for more than 7 years and things are going very well; thanks to this activity she can pay for her medical expenses and other expenses.

The loan she is requesting will be used to buy clothes, perfumers, costume jewelry, cosmetics, and creams and other products. She has been a member of this Communal Bank for 13 years and she likes it because the loans have been a great help for her.

She wishes to remain in good health and that her family stays safe.
View original language description ↓
En el cantón Rocafuerte se reúnen cada quince días las socias del Banco Comunal Rocafuerte. Este lugar se lo conoce por sus deliciosos dulces que preparan los lugareños y que son reconocidos en todo el país.

En este lugar conocimos a la señora Ruth, tiene 66 años de edad, está casada y de esta relación tienen cuatro hijos todos mayores de edad, ella y su esposo viven en casa de una de sus hijas. Su esposo ya no trabaja era agricultor.

Ella para ganar algo por su cuenta y no depender de su hija se dedica a la venta de ropa y productos de Avon y Yanbal (artículos de belleza, cosméticos perfumería y accesorios para damas), trabaja todos los días dos horas por las mañanas, su forma de venta es puerta a puerta y bajo pedidos, deja a crédito y cobra en dos o tres partes dependiendo del valor del producto, Lo que más vende son los cosméticos y los perfumes, lleva más de 7 años en este negocio y le va bien, con esto ella tiene para sus gastos de sus medicinas entre otras cosas.

Este crédito lo va a emplear en comprar ropa, perfumes, bisutería, cosméticos, cremas, entre otros productos. Está en el Banco Comunal desde hace 13 años, es la tesorera del banco y le gusta porque los créditos le han ayudado mucho.

Sus sueños son tener buena salud y que su familia este bien.

About Ecuador

  • $10,200
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $23,469,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Ruth María to clothes, perfumers, costume jewelry, cosmetics, and creams.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 23, 2012
Listed
Mar 7, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2012