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Renato Carlos
The Rocafuerte Communal Bank meets every fortnight in the canton of Rocafuerte, a place renowned for the delicious and nationwide famous pastries prepared by the locals.

Here we meet Renato, 24. He is single and the house he lives in his aunt’s house. He is attending the eight semester of civil engineering at the University of Manbí, and he hopes to graduate in order to practice his profession for his family’s wellbeing as well as his own.

On top of studying he also engages in trade, selling bed sheets, mattress covers, bedspreads and pillow cases: his aunt creates these items and he sells them door to door, and for the most part his customers place orders he then fulfills. He works every day in the morning, as afternoons and nights are dedicated to his studies, and thanks to his activity he has been able to keep on studying.

The loan he is requesting will be used to buy fabrics, threads and other materials to create bed sheets and mattress covers. He has been a member of the Communal Bank for four years and he likes it because the interest rates are low.

He dreams of completing his studies and of practicing his profession.
View original language description ↓
En el cantón Rocafuerte se reúnen cada quince días las socias del Banco Comunal Rocafuerte (Anteriormente se llamaba Banco Comunal La Unión Hace la Fuerza). Este lugar se lo conoce por sus deliciosos dulces que preparan los lugareños y que son reconocidos en todo el país.

En este lugar conocimos al señor Renato, tiene 24 años, es soltero y vive en la casa de una tía, estudia el octavo semestre de ingeniería civil en una Universidad de Manabí, de la cual espera graduarse y así poder ejercer su profesión para su bien y el de su familia.

Él además de preocuparse por sus estudios también se dedica al comercio, vende sabanas, cobertores de colchones, sobrecamas y fundas de almohadas las mismas que su tía elabora y él se encarga de comercializar, su forma de venta es puerta a puerta y la mayor parte de sus ventas son bajo pedidos que sus clientes le realizan con anticipación, trabaja todos los días en las mañanas ya que en las tardes y noches tiene que dedicarse a sus estudios, gracias a este negocio ha podido seguir adelante en sus estudios.

Este crédito es para comprar telas, hilos y otros materiales para elaborar las sabanas y cobertores elaborados. Este es el cuarto siclo en el Banco Comunal y le gusta porque los intereses son bajos.

Su sueño es terminar sus estudios y ejercer su profesión.



About Ecuador

  • $10,200
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $23,889,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Renato Carlos to buy fabrics, threads and other materials to create bed sheets and mattress covers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 23, 2012
Listed
Mar 8, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2012