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Sra. Miriam is 53 years old and has been a widow for several years. She has two children who are independent, as well as grandchildren. Miriam took over the goldsmith business that she started with her husband 35 years ago. She lives in the northeast section of Cochabamba, which is seven kilometers away from the central part of the city. Miriam has a workshop in her house where she has spent many years making gold jewelry. However, the cost of materials and finished jewels have significantly increased within the last six years, which has transformed her business and her supplies. During this time and to this date, she has worked only with silver.

Miriam needs investment capital for materials such as silver, semi-precious stones, and pearls for making chains, bracelets, necklaces, and rings that have fine finishes. She is a person who possesses very gifted hands. In addition, she prepares different types of baked goods (empanadas, rolls, cupcakes, and biscotti) that she sells to various customers on a daily basis.

View original language description ↓
La señora Miriam, tiene 53 años de edad, es viuda hace muchos años y tiene dos hijos independientes con nietos y asumió la actividad de orfebrería junto a su esposo hacen 35 años, vive en la zona noreste de la ciudad de Cochabamba a 7 kilómetros del centro, su taller está en su casa, hace muchos años trabajaba en la fabricación de joyas de oro, pero desde hacen 6 años y más por la subida geométrica del costo de la materia prima y de la joya terminada cambió su actividad y la materia prima. Desde esos años a la fecha sólo trabaja con plata. . Necesita capital de inversión para materias primas como ser plata, piedras semipreciosas y perlas, elabora cadenas, manillas, collares, anillos con fino acabado, es una persona muy hábil con las manos. Además hace repostería con diferentes tipos de masas (empanadas, rollos, queques, biscochos), para la venta a distintos clientes diariamente.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 224
    View loans »
    Bolivia Loans Fundraising
  • $31,480,250
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Miriam to buy materials for making jewelry.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 27, 2012
Feb 29, 2012
Currency Exchange Loss:
Nov 17, 2013