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Twitezimbere/ Gshsh Group
In this Group: Callixte , Claudine , Joseph, Theoneste, Bellancile, Leo, Phillippe, Jean Pierre, Phillippee, Fellicite
Léo is part of the Twitezimbere/Gshsh Group. He is 50 years old, married with six children between the ages of 6 and 20. All six children are in school. He has six years of primary school education.

Léo is a farmer. This is his first loan cycle with ACB. He is going to use this loan to purchase fertilizer and pay labor wages.

Hi business growth plan is to use the best seed. In the coming years, Léo would like to be a large-scale rice farmer in the region. With his profits, he will provide for care and school fees for his children.
View original language description ↓
Léo fait partie du groupe Twitezimbere/Gshsh. Il a 50 ans, il est marie avec 6 enfants de 6 à 20 ans dont 6 enfants sont scolarises. Son niveau d’éducation est de 6 ans de primaire.

Léo est agriculteur. C’est son premier cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des engrais chimique et payer la main d’œuvre.

Sa stratégie pour la croissance de son business est d’utiliser des semences sélectionne. Dans les prochaines années, Léo voudrait être un grand agriculteur de riz dans sa région. Avec les profits, il prévoit de scolariser et soigner ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 9
    View loans »
    Rwanda Loans Fundraising
  • $15,423,225
    Funds lent in using Kiva
  • 596.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Twitezimbere/ Gshsh Group's $1,700 loan helped a member to purchase fertilizer and pay labor wages.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Feb 21, 2012
Feb 25, 2012
Currency Exchange Loss:
Oct 15, 2012