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Anaceli is 44 years old and lives in a community called Osa, in Puntarenas province. This community is in a rural area which attracts a lot of visitors because of its beaches. The main business activities in this area are related to tourism, farming and livestock raising. The local economy is based on farming and livestock raising. Common crops are tubers, coffee, corn and beans, and cattle raising is common too.

Anaceli has been needing to make some repairs to her home for several months. She has not carried out this work because her income will not stretch far enough. However, she would like her family to have a decent and safe home.

Anaceli is requesting a loan for 550,000 colones to buy building supplies and to pay workmen to fix her home's windows and doors.

Anaceli is a member of the Golfo Dulce Ltd. community loan company. This is one of 150 member organizations of EDESA. This will be Anaceli's second loan. She is very grateful for the opportunity she is being given to access loans as it allows her to carry out her projects.
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Anaceli tiene 44 años de edad y vive en una comunidad llamada Osa, en la provincia de Puntarenas. Está comunidad se destaca por ser una zona rural muy visitada por sus playas. Sus principales actividades económicas son las turísticas y agropecuarias. La economía local está basada en actividades agropecuarias, donde destaca la siembra de tubérculos, café, maíz, frijoles y ganadería.

Desde hace varios meses, que Anaceli necesita arreglar la infraestructura de su hogar y no lo ha realizado porque sus ingresos económicos no son suficientes. Pero su deseo es que su familia tengo un techo digno y seguro.

Anaceli está solicitando un monto de 550,000.00 (quinientos cincuenta mil colones), para la compra de materiales de construcción y pago de mano de obra, para arreglar las ventanas y puertas de su hogar.

Anaceli es miembro de la Empresa de Crédito Comunal de Golfo Dulce S.A, una de las 150 empresas socias de la empresa y este será su segundo préstamo razón por la cual está muy agradecida, por las oportunidades de acceso al crédito que esta le brinda y poder llevar a cabo sus proyectos de vida.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Costa Rica

  • $12,900
    Average annual income
  • 38
    View loans »
    Costa Rica Loans Fundraising
  • $4,441,500
    Funds lent in using Kiva
  • 511.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Anaceli to buy building supplies, doors and windows.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 4, 2012
Feb 29, 2012
Currency Exchange Loss:
Feb 21, 2014