Las Chulas Group
One of the women, Ana Lucía, is a wife and the mother of two children. About eight months ago she began collecting good-quality used clothing that she could sell as second-hand clothing. She started this business outside her house, but soon she decided to sell in the street markets. Once she saw that she knew how to do it, she got motivated to buy new clothing and sell merchandise of a better quality.
She is requesting a loan today to enrich the variety of her merchandise and, with that, increase her clientele and cover a greater market.
Una de ellas es, Ana Lucia, mujer, esposa y madre de dos hijos. Tiene cerca de ocho meses que comenzó a recolectar ropa usada en buen estado que pudiera vender como ropa de segunda. Este negocio lo inicio afuera de su casa, pero pronto se animo a vender en los tianguis y como vio que sabía como hacerlo, se motivo para comprar ropa nueva y vender mercancía de mejor calidad.
Hoy ella solicita un préstamo para enriquecer la variedad de su mercancía y con ello, crecer en clientes y abarcar mayor mercado.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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