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Norman
Norman is 34 years old, single, and has two children who are 10 and 4 years old. He lives in the village of San Gerónimo del Níspero in Santa Barbará.

His agricultural business is how he makes his income, specifically cultivating coffee. He learned the business from his father when he was a boy who taught him how work the land. He has one manzana [about 1.72 acres] of coffee that with work, dedication and the necessary maintenance that he gives to his crops, has made his coffee production grow. He says that the price of this product is very profitable on the market. He thinks he will teach his children to make their living in this business as well. Norman works on his crops from very early in the morning, every day of the week.

He is grateful to ODEF for having given him his second loan of 10,000 lempiras to buy fertilizer and supplies to maintain his crop. It has helped him a lot in improving the resources necessary to support his children.

His goal is to be able to cultivate more land so that he can have better coffee production and make a good profit.
View original language description ↓

Norman tiene 34 años de edad, es soltero, tiene dos hijos de 10 y 4 años de edad, vive en la Aldea San Gerónimo del Níspero Santa Barbará.
La actividad económica que le genera ingresos es la agricultura específicamente el cultivo de café. Actividad que la aprendió a través de su padre desde que era niño le enseño a trabajar la tierra. El tiene un manzana de café y que con trabajo, dedicación y el respectivo mantenimiento que el le da a su cultivo ha hecho crecer su producción de café. Manifiesta que el precio de ese producto es muy rentable en el mercado. El piensa enseñar a sus hijos se dediquen también a esta actividad. Norman trabaja en su cultivo desde muy temprano todos los días de la semana.
El esta agradecido con ODEF por haberle otorgado sus segundo financiamiento de 10,000 lempiras para compra de fertilizante e insumos para el mantenimiento de su cultivo. El cual le ha ayudado mucho mejorando los recursos necesarios para el sustento de sus hijos.
Su meta es poder cultivar más tierra para lograr una mejor producción de café, y así generar buenas ganancias.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 25
    View loans »
    Honduras Loans Fundraising
  • $8,352,300
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Norman to buy fertilizer and supplies to maintain the crop.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 3, 2012
Listed
Mar 5, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 18, 2013