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Alicia Del  Carmen
Alicia is 50 years old and lives with her family in San Carlos, a community located in Alajuela, the second province of Costa Rica. This area is the main coffee and sugar cane producer in Costa Rica, and produces also staple grains (rice, beans and corn), fruit, pulses, tubers and vegetables. In addition, the province hosts the International Juan Santamaría Airport, the most important in the country.

For several months Alicia has needed support to continue her business, as she needs to increase her income to bring up her children and at the same time offer a fast and efficient service to her neighbors. This is why Alicia applies for a loan of 600,000 colones to buy a motorcycle to move around with greater ease, because she is a door-to-door saleswoman of clothes. This activity is known in Costa Rica as "Polaca" (Polish woman). The motorcycle would help her to easily meet her customers and collect their payments and thus improve her family's quality of life.

Alicia is a member of the Communal Credit Company of El Encanto de Pital, one of the 150 partner organizations of the microfinance institution EDESA in Costa Rica. This is her first loan and it will help her to grow both personally and economically. She wants to be an active partner in the credit organization of her community.
View original language description ↓

Alicia tiene 50 años de edad y vive con su familia en una comunidad llamada San Carlos, en la segunda provincia de Costa Rica, Alajuela. En una zona donde se ocupa el primer lugar nacional en la producción de café y azúcar de caña. Produce además granos básicos (arroz, frijoles, maíz), frutas, legumbres, tubérculos y hortalizas. Y en esta provincia está ubicado el Aeropuerto Internacional Juan Santamaría, el más importante del país.

Desde hace unos meses que Alicia necesita algún tipo de ayuda para continuar con su negocio, ya que necesita incrementar sus ingresos económicos para sacar adelante a sus hijos. Para asi de igual manera brindarles a los vecinos de la comunidad un servicio más rápido y eficiente.

Es por eso que Alicia está solicitando un préstamo por el monto de ¢600,000.00 (seiscientos mil colones), esto para comprar una motocicleta para poder movilizarse con más facilidad en su trabajo, ya que ella es vendedora ambulante de ropa, labor que se conoce en nuestra país como “Polaca”, ella debe aligerar sus cobros y debe darle una mejor calidad de vida a su familia.

Alicia es socia de la Empresa de Crédito Comunal de El Encanto de Pital y es su primer préstamo, en una de las 150 organizaciones socias de EDESA en Costa Rica. Continuara creciendo a nivel personal y económico además de participar activamente en la organización de crédito en su comunidad.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $11,100
    Average annual income
  • 7
    View loans »
    Costa Rica Loans Fundraising
  • $3,978,825
    Funds lent in using Kiva
  • 511.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Alicia Del Carmen to buy a motorcycle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 8, 2012
Listed
Feb 29, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 24, 2013