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Anonymous Group
In this Group: Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous
The client is the group leader of Zabayo. She is a businesswoman aged 43 years old, and is married with 10 children, who all go to school. Her husband is a small-scale commission agent.

She sells manioc flour, and has been involved in similar small business activities for ten years. This is her seventh loan from Hekima, and will help her buy 2 sacks of flour, amongst other items.

She wishes to see her children grown up in comfort, expand her business and build a house for her family. She would like to thank Hekima for its work helping poor women who are excluded from the traditional banking system.
View original language description ↓
La cliente, leader du groupe d’affaire «Zabayo », est entrepreneur, âgée de 43 ans, mariée, mère de 10 jeunes enfants, qui étudient tous. Son mari est un petit commissionnaire. Elle est vendeuse de farines de manioc. Il y a 10 ans révolus qu’elle exerce ces petites activités génératrices de revenus de ce genre. Cependant, elle vient d’obtenir son 7eme crédit de Hekima. Ce nouveau crédit doit lui servir de s’approvisionner avec 2 sacs de farine, etc. En plus, elle souhaite voir ses enfants grandir confortablement, accroitre son entreprise, et construire un habitat pour son foyer. La cliente remercie Hekima pour ses actions en faveur de pauvres femmes exclues de banque classique.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 4
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,517,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Anonymous Group's $2,900 loan helped a member to buy two bags of flour and other supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 20, 2012
Listed
Feb 25, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2012