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Narine, age 37, lives in Malishka village with her husband and two sons. The family is involved in two kinds of agricultural business: cattle breeding and land cultivation. Narine's farm now includes two cows, two calves, and hens. She also keeps a greenhouse.

She has applied for this loan in order to invest in the farm and greenhouse development. With the loan's help, she plans to purchase two cows and seedS to cultivate the land in the greenhouse. Expansion of the farm will allow Narine to earn more income.

Narine wants her children to have access to higher education, and an increased development of agriculture will allow her to build savings toward this purpose.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,888,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Narine to purchase two cows as well as seeds to cultivate the land in her greenhouse.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 23, 2012
Mar 4, 2012
Currency Exchange Loss:
Dec 20, 2013