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Hiari Ya Moyo Group
In this Group: Podensiana, Mwanahamisi, Ashura, Asnath, Enika, Amina, Jamila, Nassoro, Asha, Yusuph*, Veronika, Hamis, Riziki, Neema, Fatuma*, Matha, Wilbad*, Zawadi, Sara
* not pictured
Podensiana, who is in her early fifties, is married with one child who is in college. She has been a food vendor since 1980. She works from 6.00 am to 2.00 pm daily and is able to make a fair monthly profit.

This will be her third loan from Tujijenge Tanzania. She used the previous loans to restock the missing items in her food store and has paid back all her loans successfully. She wants a loan to still restock the missing items in her food business. Her dream is to one day have a big hotel.

She will share this loan with her loan group "Hiari ya moyo" which has a total of ninteen members who will hold each other accountable for paying back their loans.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,700
    Average annual income
  • 21
    View loans »
    Tanzania Loans Fundraising
  • $14,250,375
    Funds lent in using Kiva
  • 1,593.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Hiari Ya Moyo Group's $5,900 loan helped a member to restock the missing items in her food store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 22, 2012
Mar 4, 2012
Currency Exchange Loss:
Jul 16, 2012