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Los Girasoles Group
In this Group: Graciela, Sofia, Gabriela, Paulina, Ysabel, Felipa, Maria, Sofia, Anita, Marlen, Veronica, Juana, Teresa, Itxe Ivette, Maria Guadalupe, Juana, Ma Remedios, Raquel, Mariana
Paulina is 34 years old and married to Nicolás. They have two kids who are in elementary school.

Paulina tells us that some time ago she got involved with a group of people who asked for loans to improve their business conditions. She says that her group goes by the name “Los Girasoles” (The Sunflowers) since there are many of those flowers where they have their meetings and for that reason they use that name.

Paulina’s had a beauty shop for more than eight years, and she says that she has it in her house and that she began that business because, since she was very young, she liked cutting hair, applying dye, and fixing hair for her friends and cousins. It’s for this reason that she decided to study this profession.

She is asking for a loan to improve her business conditions like buying new furniture. She says that “even though the furniture I’m getting is a little expensive, little by little I’m going to change it out since what I have is very run down and I want to have a good look for my beauty salon.”

She says that she is very happy with the loan that she will get because she will have more clients and improve her business conditions. One of her goals is to work very hard since she want to expand her salon and move to a more central location in order to have more clients.

The other members of the group are Graciela, Sofia, Gabriela, Ysabel, Felipa, María, Sofía S., Anita, Marlen, Verónica, Juana, Teresa, Itxe, María Guadalupe, Juana, Ma Remedios, Raquel, and Mariana. All will invest in different businesses like a grocery store, material to make work gloves, an auto parts store, a craft store, cosmetic sales by catalogue, in a fur shop, and in a poultry shop.
View original language description ↓
Paulina tiene 34 años de edad y está casada con el señor Nicolás ellos tienen 2 niños los cuales estudian la primaria.
Paulina nos platica que hace tiempo ella se metió a un grupo de personas donde pedían créditos para mejorar las condiciones de sus negocios, comenta que a su grupo le pusieron de nombre "Los Girasoles" ya que donde hacen las reuniones hay muchas flores llamadas así y por eso le pusieron ese nombre.
Paulina tiene una estética desde hace mas de 8 años y dice que la tiene en su casa y que emprendió ese negocio porque desde muy joven le gustaba hacer cortes de cabello, aplicar tintes y peinar a sus amigas y primas es por eso que decidió estudiar este oficio.
Ella está pidiendo un crédito para mejorar las condiciones de su negocio como es el comprar mobiliario nuevo, ella dice “aunque el mobiliario me sale un poco costoso poco a poco lo voy a ir cambiando ya que el que tengo está muy deteriorado y le quiero dar una buena imagen a mi salón de belleza”.
Dice que está muy contenta con el crédito que le harán porque así tendrá más clientes y mejorara las condiciones de su negocio, una de sus metas es trabajar muy duro ya que quiere ampliar su estética y cambiarse a un lugar mas céntrico para así tener mas clientela.
Las otras integrantes del grupo se llaman Graciela, Sofia, Gabriela, Ysabel, Felipa, María, Sofía S., Anita, Marlen, Verónica, Juana, Teresa, Itxe, María Guadalupe, Juana, Ma Remedios, Raquel, Mariana y todas ellas invertirán en diferentes negocios como en una tienda de abarrotes, material para hacer guante industrial, en una refaccionaria, en una tienda artesanal, cosméticos por catalogo, en una peletería y en una pollería.







Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 38
    View loans »
    Mexico Loans Fundraising
  • $19,089,875
    Funds lent in using Kiva
  • 12.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Girasoles Group's $6,725 loan helped a member to buy new furniture for the beauty salon.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 10, 2012
Listed
Feb 28, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2012