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Yelena is married and has two children. She and her family live in the city of Melitopol. Yelena sells yarn at one of the markets in her home city. She always offers a wide range of products at affordable prices, and has a steady customer base. She has been operating this business since 1998. Currently, she has a working capital of 25,000 hryvnias, and makes 8,000 hryvnias in profits.

Yelena is planning to use her Kiva loan to purchase a new lot of assorted yarn for subsequent resale at the market. She is planning to use her additional profits to carry out repairs in her home, improve her living conditions, and to continue growing her business.
View original language description ↓
Елена – замужем, у нее двое детей. Она со своей семьей живет в городе Мелитополе. Елена занимается торговлей пряжей на одном из рынков своего родного города. Она всегда предлагает широкий ассортимент товара по приемлемым ценам, имеет свою клиентскую базу. Этим бизнесом занимается уже с 1998 года. На данный момент размер ее оборотного капитала составляет 25 000 гривен. Прибыль – 8 000 гривен.

Елена планирует вложить полученные от КИВА средства в приобретение партии товара в ассортименте для последующей его реализации на рынке. За счет получения дополнительной прибыли Елена планирует сделать ремонт в квартире, улучшать свой быт и развивать дальше бизнес.
Пометка: история на русском языке

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,399,475
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Yelena to purchase a batch of yarn for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 17, 2012
Feb 23, 2012
Currency Exchange Loss:
Aug 16, 2012