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Juan Jose
Juan Jose is a young man of 26, who would have liked to study cooking, but for various reasons was not able to fulfill that dream. After this stage of his life, he decided to move forward and generate the income he needed to constantly improve his quality of life.

Juan Jose lives in the city of Ica, a place that over the course of the last three years has faced positive change with respect to economic development, due to the influx of new department stores. These have generated countless steady jobs that are regularized under existing laws.

Juan Jose identified a new business idea, in view of the fact that shoppers and workers needed transportation to this new shopping center. That is why he decided to work at providing this type of service.

Due to the fact that he still doesn't have sufficient working capital, he has not been able to afford the processing of his driver's permit. That is why he has resorted to the Kiva lenders to help him in this stage of his life, so that he can begin to make progress independently.

Generating new income by working on a formal basis, he wishes to get his own mototaxi, and work harder and harder to buy a car, which is his great dream.
View original language description ↓
Juan Jose es un joven de 26 años al que le habría gustado poder estudiar gastronomía, pero por diversos motivos familiares no pudo cumplir este sueño, tras esta etapa de su vida decidió salir adelante y así generar los ingresos que necesitase para mejorar constantemente su calidad de vida.

Juan Jose vive en la ciudad de Ica, lugar que en el transcurso de estos últimos 3 años ha afrontado un cambio positivo en el aspecto del desarrollo económico debido al ingreso de nuevas tiendas comerciales, los mismos que han generado innumerables puestos de trabajo estables y bajo la normativa de las leyes vigentes. Juan Jose detectó una nueva idea de negocio envista que ahora los compradores y trabajadores necesitaban transportarse a este gran centro comercial, es por esto que decidió dedicarse a brindar este tipo de servicio.

Debido a que aún no cuenta con el capital suficiente no ha podido tramitar su brevete y es por eso que ha recurrido a los prestatarios Kiva para que puedan apoyarlo en esta etapa de su vida y empiece a salir adelante independientemente. Con la generación de sus nuevos ingresos al trabajar formalmente desea poder tener una moto taxi propia y esforzarse más y más para comprarse un automóvil, su gran sueño.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 79
    View loans »
    Peru Loans Fundraising
  • $54,535,100
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Juan Jose to pay for the processing of his driver's permit.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 20, 2012
Listed
Feb 28, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013