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Oscar Armando
Oscar Armando is 51 years old and lives in his family home together with his wife and two children who are already adults. His business is buying scrap metal from customers, house to house, and then selling it to collectors who recycle it and process it so that it can be re-used. He carries out his collections in the main areas near his home.

Oscar has been in this business for many years and so he already has experience and some regular customers who have complete trust in him because he is a responsible and hard-working man. His dream is to provide his family with better living conditions and so he has decided to invest in his only source of income so that he can increase his income and achieve his dream. He is requesting a loan from INTEGRAL to buy scrap metal wholesale. This will allow him to satisfy greater demand. Oscar is a very hard-working man of strong faith who believes that he will be able to achieve his dream in this way.
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Oscar Armando de 51 años de edad, habita en casa familiar junto con su esposa y dos hijos los cuales ya son mayores de edad. Él se dedica a la compra de chatarra al clientes de casa en casa y al acumularla vende a recolectores que reciclan y la procesan para reutilizarla, la actividad de recoleccion la realiza en las principales zonas donde habita. Tiene muchos años de dedicarse a ella por lo que ya tiene experiencia y algunos clientes fijos que confían plenamente en él ya que es un hombre responsable y trabajador. Su sueño es dar a su familia mejores condiciones de vida por lo que ha decidido invertir en su única fuente de ingreso y de tal forma que esto le permita aumentar sus niveles de ingresos que lo lleven a alcanzar su sueño. Esta es la razón por la cual solicita este crédito a INTEGRAL para comprar chatarra al por mayor que le permita abastecer una mayor demanda. Él es un hombre muy trabajador y creyente el cual confía que de esta forma logrará el sueño de su vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 562
    View loans »
    El Salvador Loans Fundraising
  • $23,939,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Oscar Armando to buy scrap metal wholesale.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 16, 2012
Listed
Feb 28, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 20, 2013