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María Celia
María Celia is 49 years old and lives together with her life partner in her own home. She has a bakery in her home which is very popular with local people. She has recently experienced an increase in demand as her products are delicious. They are made from top-quality ingredients and sold at really affordable prices. In addition, her service is excellent.

María is an active woman who is full of energy. She gets up very early in the morning to start her work. She has many goals which she has set herself and she is ready to achieve them. She believes that, in order to be successful, your attitude is just as important as your skill. María's attitude is all positive.

María decided to request a loan from INTEGRAL so that she could buy flour wholesale, sugar, yeast, trays, etc. She is certain that this will enable her to put her household in a better financial situation and provide her family with a better quality of life.
View original language description ↓
María Celia de cuarenta y nueve años de edad vive junto a su compañero de vida en casa propia. Ella posee una panadería en el lugar de su residencia la cual es muy visitada por las personas del lugar, últimamente ha tenido más demanda, pues su producto es delicioso hecho con material de excelente calidad y a precios realmente accesibles además el servicio es excelente; María es una mujer activa, muy enérgica se levanta desde muy temprano a comenzar su labor, tiene muchas metas que se ha propuesto alcanzar y está dispuesta a lograrlo, piensa que para tener éxito, la actitud es igual de importante que la habilidad, y ella tiene toda la actitud positiva, es por eso que se decidió a solicitarle a INTEGRAL un crédito que le permita comprar harina por mayor, azúcar, levadura, bandejas entre otros. María Celia tiene la confianza que así podrá llevar a su hogar una mejor situación económica y una mejor calidad de vida para su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 646
    View loans »
    El Salvador Loans Fundraising
  • $28,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped María Celia to buy flour wholesale, sugar, yeast and trays.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 3, 2012
Feb 28, 2012
Currency Exchange Loss:
Sep 17, 2013