This is Cesar, 33, resident of Bacoor, Cavite City, Philippines. He is married to Winnie, a teacher. Cesar, together with his wife, manages their own household while operating the business. At this time, he is working hard to continually provide income for their everyday expenses.
Cesar operates a buy and sell business. What he basically does is buy general herbal/organic products from wholesalers and then sell them with a little profit. His products are herbal coffee, supplements and other products of the kind. Customers are attracted to buy due to the low selling prices and the many options he offers. His regular customers are his neighbors and the local community. He earns a minimum of 500 Philippine Pesos (PHP) in sales every day.
To help him continue operations of his business, he is requesting a Php 24,000 loan. He will be utilizing the loan to buy more quantities and varieties of products to expand his product inventory. He expects a boost in his business income as he expands his business.
Cesar hopes that his business will continue to be successful. He faithfully meets up with his co-fellowship members to share stories of his work every week and where he can also draw strength and inspiration from the Word of God he studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.