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Cesar
This is Cesar, 33, resident of Bacoor, Cavite City, Philippines. He is married to Winnie, a teacher. Cesar, together with his wife, manages their own household while operating the business. At this time, he is working hard to continually provide income for their everyday expenses.

Cesar operates a buy and sell business. What he basically does is buy general herbal/organic products from wholesalers and then sell them with a little profit. His products are herbal coffee, supplements and other products of the kind. Customers are attracted to buy due to the low selling prices and the many options he offers. His regular customers are his neighbors and the local community. He earns a minimum of 500 Philippine Pesos (PHP) in sales every day.

To help him continue operations of his business, he is requesting a Php 24,000 loan. He will be utilizing the loan to buy more quantities and varieties of products to expand his product inventory. He expects a boost in his business income as he expands his business.

Cesar hopes that his business will continue to be successful. He faithfully meets up with his co-fellowship members to share stories of his work every week and where he can also draw strength and inspiration from the Word of God he studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $1175
    Average annual income
  • 1164
    View loans »
    Philippines Loans Fundraising
  • $54,783,450
    Funds lent in using Kiva
  • 42.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Cesar to pay for herbal supplies and products needed in his business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 13, 2012
Listed
Feb 25, 2012
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2012