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Selfina
Selfina is a 29-year-old farmer who is married to Demsy, a 30-year-old mini-van driver. Selfina and Demsy are blessed with three children, namely: Dino, 8 and attending 2nd grade of elementary school; Egi, 5, attending kindergarten; Risky, 1 year old.

Selfina has a paddy field. From this business she is able to earn income for her family. The income generated is spent on meals and children’s necessities.

At the moment she needs money to buy fertilizer and pesticides. She has a little money but she should use it for Dino and Egi’s school fees.

Selfina got information that TLM can help her by providing a business loan for her business. She then submitted a loan application and requested a loan of IDR 7,000,000. She really hopes that TLM is willing to assist her through the loan.


Note: When the picture was taken, Selfina was holding her son.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.


TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.



Join our lending team TLM West Timor.

About Indonesia

  • $4,458
    Average annual income
  • 50
    View loans »
    Indonesia Loans Fundraising
  • $4,667,975
    Funds lent in using Kiva
  • 9,045.0
    Indonesia Rupiahs (IDR) = $1 USD