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Reyna
Reyna, 27, is a determined and persevering woman, as well as a friendly and cordial one. She lives with Roy, who is employed and the father of her only daughter, 3 years old, for whom they work to get ahead. They live comfortably in their own house that they built with much dedication and hard work.

Reyna’s business is the sale of sugar cane juice, which she does from a small stall at the market. She also has a mill that helps her in her business. Every day she gets up very early and shops for ingredients such as sugar cane to take to her stall where she presses and sells it with ice so that it is a pleasant temperature for her customers. She started her business more than 3 months ago and notes that she used to plant several hectares in sugar cane and the production would be sold to a single buyer, but the buyer's business failed and she was left with a cane harvest without being able to sell it. Seeing this problem, she had the idea of selling it as juice so as not to lose her harvest. Now, seeing the good returns she earns and the profits she makes, she plans to continue in her business.

There is more. She wants to buy a cargo transport unit with her profits in order to transport the sugar cane and return to planting several more hectares in order to supply her own juice business. This will be her first loan with MFP. She is pleased to know that she will be able to rely on a line of credit to continue with her business. Consequently, she says she will be responsible in making her payments so that she will have a good credit history and access to more loans in the future. She also notes that she is comfortable with her communal bank since she knows all of the members and considers them to be responsible and supportive people.

She will invest the 1,000 nuevos soles as part payment on the purchase of a cargo transport unit so that she can transport the sugar cane from her plot to her sales stall, thus saving freight costs.
View original language description ↓
Reyna, de 27 años de edad, es una mujer decidida y empeñosa, además de ser amable y cordial. Es conviviente con Roy quien es empleado y padre de su única hija de 3 años de edad por quien se esfuerzan en salir adelante. Están cómodamente instalados en su propia casa que construyeron con mucho esfuerzo y dedicación. La actividad que realiza Reyna es la venta de jugos de caña de azúcar. Para esto tiene un pequeño puesto en el mercado de su ciudad, asimismo adquirió una maquina moledora que le ayuda en su actividad. Todos los días se levanta muy temprano y se dirige a realizar las compras de materia que es la caña de azúcar para llevarlo a su puesto de venta donde las exprime y vende con hielo para que tenga una temperatura al agrado de sus clientes. Se inició hace más de 3 meses, comenta que había realizado la siembra de varias hectáreas de caña de azúcar y la producción sería vendida a un solo comprador, pero el negocio no prospero quedándose con la producción de caña sin poder venderla. Ante ésta dificultad, tuvo la idea de venderla en jugos para no perder su producción. Ahora viendo los buenos resultados que tiene y las ganancias que le deja, tiene planes de continuar en su negocio. Es más, quiere adquirir con las ganancias una unidad de trasporte de carga para el traslado de las cañas de azúcar, así como volver a sembrar varias hectáreas más para abastecer a su propio negocio. Este será el préstamo número 01 con la institución MFP. Se siente contenta de saber que podrá contar con una línea de crédito para continuar con su negocio. Por tanto, dice será responsable con el pago de sus cuotas, para tener un buen record crediticio y acceso a más créditos en el futuro. Por otro lado, comenta estar contento con su banco comunal pues conoce a todos sus miembros y los considera ser personas responsables y solidarias. Con el monto solicitado de 1000 nuevos soles, lo invertirá como parte de pago de la compra de una unidad de trasporte de carga, para el traslado de la caña de azúcar desde su terreno hasta su puesto de venta, ahorrándose de esa manera gasto de flete.

About Peru

  • $6,715
    Average annual income
  • 63
    View loans »
    Peru Loans Fundraising
  • $53,993,575
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Reyna to pay for the transport of sugar cane.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jan 27, 2012
Listed
Mar 5, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2012