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Emiliano, a farmer from the Concepcion zone, together with his family, has plans for a better future, hoping to improve his family's standard of living. He thanks Afodenic for helping with access to Kiva funds. Thanks to financing already obtained, better results were obtained and, in addition, with the little money remaining from his earnings, he was able to educate one his daughters who is now a nurse.

Emiliano hopes that God will continue to help him so that one day, he will enjoy a better condition of life with all his family. At present, he needs financing to buy fertilizers and inputs to apply to his 1 manzana (1.75 acres) of coffee trees.
View original language description ↓
El señor Emiliano, es agricultor de zona de la concepcion, junto a su familia, los planes hacia un futuro es poder mejorar las condicones de vida, don Emiliano agradece el apoyo que le brinda afodenic atravez de los fondos Kiva, ya que gracias a los financimientos a obtenidos mejores resultados y a la vez con el poco dinero que le quedaba de ganancia logro preparar a unas de sus hijas que ahora es enfermera.Espera en Dios que le sigan apoyando y si tener algun dia una mejor condicion de vida con todo su familia .El necesita el financimiento para la compra defertilizantes e insumos para aplicar fetilizantes e insumos a una manzana de café .

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,407,250
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Emiliano to buy fertilizers for his 1.75 acres of coffee trees.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 16, 2012
Mar 4, 2012
Currency Exchange Loss:
Mar 15, 2013