Norma is 49 years old, married, and has 3 children. Only one of her children, Arquímedes, is studying in the 4th grade in elementary. Alejandro and Ana no longer study and they made it all the was to junior high school. Her husband is named Bonifacio and is a farmer. She sells produce such as corn, beans, squash, and jamaica. She says her business is going very well and will use the loan to buy corn, and beans. She is very happy with her business and has been in it for 4 years.
Norma belongs to the group The Marvels which is composed of Maria Elena, Daniela, Maria Guadalupe, Carmela, Nicolasa, Marcela, Llanet, Amanda, Marciana, Zeferina, Norma, Filiberto, and Armanda. They each work in their own businesses such as bean, corn, fish, vegetable, sewing merchandise, and chicken merchants, etc.
Norma cuenta con 49 años de edad, es casada tiene 3 hijos que solo uno esta estudiando se llama Arquímedes esta cursando 4° grado de primaria, Alejandro y ana ya no estudian solo terminaron la secundaria, su esposo se llama Bonifacio es campesino. Ella es comerciante vende productos del campo como son: Maíz, Fríjol, Calabaza, Jaimaca, dice que le va muy bien con el negocio e invertirá su préstamo en la compra de el Maíz, Fríjol ella esta muy contenta con el negocio ya tiene 4 años con ese negocio y le esta funcionando.
Norma pertenece al grupo las maravillas el cual esta integrado Maria Elena, Daniela, Maria Guadalupe, Carmela, Nicolasa, Marcela, Llanet, Amanda, Marciana, Zeferina, Norma, Filiberto, Armanda, todas realizan una actividad comercial como son: venta de frijol, maiz, pescados, verduras, mercería, venta de pollos menudeados, etc.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.