Check out some available loans that are similar to this one!
I Gusti Ayu Kurniati
View original language description ↓
I Gusti Ayu Putu Kurniati and her husband have a two year old boy named I Gusti Aria Oka. This young couple is very hard working. I Gusti Ayu Putu Kurniati's husband works as a security guard for a private company. As soon as Gusti Kurniati heard about the opportunity to receive a business loan to grow her pig farming business, she applied for a loan of 5,000,000 Rupiah. In her business she has raised 10 fattened pigs. 2,500,000 Rupiah of the loan would be used to purchase a boar. The pig pen she uses is not permanent. It is made of bamboo with a roof made of palm leaves. and is not a good place to raise young pigs. Every day Gusti Kurniati is very busy with all of the work involved in raising her pigs from cleaning their pen to bringing them food. She says the target age for fattening and selling her pigs is four months. She estimates that it costs her 5,000,000 Rupiah to feed and care for a pig until it is 4 months old and ready to sell. Unfortunately, the cost of pig feed has gone up. She makes approximately 10,000,000 selling a pig and after paying for a boar and the pig feed she has about 2,500,000 every 4 months. From this money she plans to build a permanent pig pen.

Translated from Bahasa Indonesia by Courtenay Teska Race, Kiva Volunteer.



I Gusti Ayu Putu Kurniati dan suaminya baru memiliki 1 orang anak laki-laki yang diberi nama I Gusti Aria Oka umur 2 tahun. Pasangan muda yang baru membina sebuah keluarga ini bisa dibilang pekerja yang ulet. Suaminya bekerja sebagai satpam disebuah perusahaan swasta. Mendengar ada pinjaman dana dari Dinari yang ditujukan untuk usaha, Gusti Kurniati langsung bergabung dan mendapat pinjaman dana sebesar Rp.5.000.000,-. Gusti Kurniati memelihara 10 ekor babi penggemukan. Modal awal untuk bibit menghabiskan Rp.2.500.000.- Walaupun kandangnya tidak permanen, hanya dipagari oleh bambu dan atapnya ditutupi oleh daun kelapa, tidak mengurangi semangat Gusti Kurniati untuk memelihara penggemukan. Setiap hari Gusti Kurniati disibukan dengan mengurus babinya dari mulai membersihkan kandang sampai memberi makan. Gusti Kurniati memiliki target umur 4 bulan harus dijual dengan berat maksimal. Sampai umur 4 bulan biaya pakan diperkirakan akan menghabiskan Rp.5.000.000,- karena saat ini semua biaya pakan naik. Pendapatan kotor dari penjualan babinya Rp.10.000.000,-. Setelah dipotong biaya bibit dan pakan keuntungan bersihnya Rp.2.500.000.,- per 4 bulan. Dari hasil inilah Gusti Kurniati akan berencana bertahap memperbaiki kandangnya supaya permanen.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $4,458
    Average annual income
  • 70
    View loans »
    Indonesia Loans Fundraising
  • $4,794,850
    Funds lent in using Kiva
  • 9,097.5
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped I Gusti Ayu Kurniati to purchase a quality boar and pig feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Mar 27, 2008
Listed
Mar 13, 2008
Currency Exchange Loss:
Covered
Ended:
Apr 17, 2009