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Noe
Noe is 58 years old. He is a determined and hardworking man who is also happy and friendly. He is married to Rosa, who is a teacher. Their children are Grely, 30 years old, Saulo, 28, who is disabled, and Juan, who is 21 years old. They live together in their own house along with his nephew Omar, who is also disabled.

Noe works selling water and washing cars. He has a space set up in his house where he attends to his customers, giving them fast service. He is closed for a week because the town is making repairs to the street. He started his business more than nine years ago with a bank loan. His children help him service the customers. He considers his business to be profitable because of the income he earns and the continued visits of his customers. He decided to start his business so that he had a job since he was not successful at finding work, and he saw the opportunity based on the location of his house.

Now he feels more comfortable economically and has plans to expand his business, for example opening a bookstore in his house since it is located close to a high school. This is his third loan with MFP and he hopes their collaboration will continue so he can meet his objectives. With a loan of 3000 nuevos soles, he will purchase a used mototaxi for 2300 nuevos soles so that he can rent it out. With the rest of the loan, he will make repairs to his car wash to offer better service to his customers.
View original language description ↓
Noe, de 58 años de edad, es un hombre decidido y empeñoso, además de ser alegre y amable. Esta casado con Rosa quien es docente madre de sus hijos Grely de 30, Saulo de 28 quien es discapacitado y Juan de 21 años de edad. Juntos viven en su casa propia casa en la compañía de su sobrino Omar quien también es discapacitado. La actividad que realiza Noe es la venta de agua y el servicio de lavado de motos, para eso tiene un espacio acondicionado en su casa donde atiende a sus clientes brindándoles un servicio rápido, pero está cerrado por una semana ya que la Municipalidad está realizando arreglos en la calle.
Se inicio hace más de 9 años con un préstamo bancario y hasta el momento le apoyan sus hijos en la atención a los clientes. Considera a su negocio bastante rentable por las ganancias que le deja, y la continua visita de sus clientes. Se decidió a empezar con su negocio por la necesidad de contar con un oficio ya que no lograba conseguir trabajo y vio la oportunidad de negocio por la ubicación de su casa.
Ahora se siente más tranquilo económicamente y tiene planes de ampliar su negocio, abriendo una librería en su casa ya que están ubicados cerca de un colegio. Este será el préstamo número 3 con la institución MFP, por tanto espera de su colaboración, para continuar con sus objetivos.
Con el monto solicitado de 3000 nuevos soles, los invertirá en la compra de un mototaxi de segundo uso para alquilarlo valorizado en 2300 nuevos soles y con el saldo realizar arreglos en su lavadero para brindar un mejor servicio a sus clientes.

About Peru

  • $6,715
    Average annual income
  • 70
    View loans »
    Peru Loans Fundraising
  • $53,916,525
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Noe to purchase materials to improve washing cars and to purchase a mototaxi.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 23, 2012
Listed
Mar 4, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013