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Susana
25-year-old Susana is a determined and hard-working young woman who has a great desire to make progress in life through her own efforts. She is a single mother and has a 6-year-old son called Jockmer. They live together in their own home which Susana bought together with her ex-partner before they separated.

Susana's business is selling meals, soft drinks, hamburgers and pies which she makes to her own recipe. She prepares all her food in her mother's house as it is closer to her sales location. She also provides lunches to workers on a construction site at a school which makes her 25 orders a day. This gives her a regular, fixed income. She started her business with a loan from her sister who also works in this trade and who encouraged her, showing her the profits that the business makes. She started off preparing her food in small quantities, with a certain amount of trepidation at first, but when she saw how she was managing to sell all the food she prepared, she decided to keep going. She says that she has been in some financial tight spots in the past as she is both mother and father to her son who needs food and an education. Given this need, she looked for a trade that would make enough to support him. Now that she is making good profits, Susana would like her business to thrive and, in the future, she would like to open another business (a stationery store) in her home.

This will be Susana's fifth loan from MFP. She feels grateful to know that she will have financial support as this makes her feel more certain that she will achieve her goals. She feels happy to be a member of her community bank as she believes it to be a united and supportive group. Susana will use the 3,000 soles that she has requested to invest in buying a vehicle. She will buy a second-hand motorcycle taxi (which costs 2,000 soles). This will save her having to pay for transportation when she delivers her meals to her diners. She will use the remaining money to buy ingredients for preparing her food.
View original language description ↓
Susana, de 25 años de edad, es una joven mujer empeñosa y trabajadora, con muchos deseos de salir adelante a base de su propio esfuerzo. Es madre soltera de un hijo llamado Jockmer de 6 años de edad. Juntos viven en su propia casa que logró comprar con su ex pareja antes de separase. La actividad que realiza es la venta de comidas, refrescos, hamburguesas, pasteles, que es receta de casa. Todas la preparaciones las realiza en la casa de su madre pues le queda más cerca de su puesto de venta, además entrega prensión a los trabajadores una obra de construcción de un colegio teniendo 25 pedidos diarios, que le generan un ingreso fijo y constante. Se inició con un préstamo de su hermana quien también se dedica a éste negocio y la animó haciéndole ver las ganancias que le deja, entonces empezó preparando en pocas cantidades con cierto temor al principio pero luego viendo que terminaba toda su comida, decidió continuar con su negocio.
Comenta que se encontraba en apuros económicos ya elle es padre y madre para su hijo, quien necesita de alimentación y educación, viendo ésta necesidad buscaba un oficio para generarse un sustento.
Entonces ahora teniendo buenas ganancias, desea prosperar y en un futuro abrir otro negocio de librería en su casa. Este será el préstamo número 5 con la institución MFP. Se siente agradecida de saber que contará con un apoyo financiero, de esa manera se sentirá más segura de avanzar con sus planes. Por otro lado comenta sentirse a gusto con su banco comunal pues lo considera un grupo unido y solidario.
Con el monto solicitado de 3000 nuevos soles, lo invertirá en la compra de una unidad de transporte conocido como mototaxi de segundo uso, valorizado en 2000 nuevos soles de esa manera se ahorra en gastos de transporte para la entrega de los menús a sus pensionados, y con el saldo, ingredientes para la preparación de comidas.

About Peru

  • $12,000
    Average annual income
  • 92
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Susana to buy a motorcycle taxi and ingredients for preparing food.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 23, 2012
Listed
Mar 4, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012