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Sorie Baimba's Group
In this Group: Sorie Baimba, Isata , Mohamed S., Osman , Osman T. , Tamba F.0, Mohamed Tamba, Sourie I. , Kai M. , Augustine S. , Sahr Madison, Abdul K.
Pictured above are primary school teachers in Koindu, a city in Eastern Sierra Leone. This group of teachers has come to SMT, a partner of based in Makeni, Northern Sierra Leone, to request a loan. With the help of this loan, these teachers will be equipped to buy or invest in businesses that their salaries alone do not allow them to. At the end of each month, this group of teachers can repay their SMT/Kiva loan using their monthly salaries. Their school’s bursar is directly responsible for making the repayments on their behalf.

The leader of this group is Sorie. Born in Manjoro village, the 59-year-old man is married to a trader and the couple has six children – two in primary school, two in secondary school, one not yet of school age and one adult. Sorie has been a teacher for 34 years. He has requested a loan in order to buy materials like corrugated iron, sand, cement, etc. for the construction of a family house.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Sierra Leone

  • $903
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $8,963,475
    Funds lent in using Kiva
  • 4,325.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Sorie Baimba's Group's $3,075 loan helped a member to buy materials like corrugated iron, sand, cement, etc. for the construction of a family house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 16, 2012
Feb 24, 2012
Currency Exchange Loss:
Jan 15, 2013