Djidjoho, age 42, lives in Benin. He's married to a merchant named Célestine. Djidjoho dropped out of elementary school, and learned sewing. The couple has four children, who all attend school. In addition, the couple has another child in its care.
Djidjoho and his wife make sure together that the various household expenses are covered. To this effect, Djidjoho has been working as a tailor for about five years. This business enables him to provide for himself and for his children's needs.
As a secondary business, Djidjoho also transforms palm nuts into palm oil. He wants to improve his workshop's equipment by purchasing a new sewing machine and sewing supplies. This will enable him to meet customer demand in an efficient way.
For this reason, he's seeking a second loan from Kiva's partner, ALIDé. The first loan was repaid without problems.
Djidjoho est âgée de 42 ans et vit au Bénin. Djidjoho est marié à une marchande du nom de Célestine. Djidjoho a arrêté l’école au niveau primaire et a appris la couture. Le couple a quatre enfants, tous scolarisés. En dehors de leurs enfants, le couple a un autre enfant à leur charge. Djidjoho et sa femme assurent ensemble les diverses charges de la maison. Pour faire face à ses différentes charges, Djidjoho exerce le métier de couture depuis cinq ans environs. Cette activité lui permet ainsi de satisfaire aux besoins de ses enfants et de subvenir à ses besoins. De façon secondaire, Djidjoho fait de la transformation de noix de palme en huile de palme. Djidjoho désire mieux équiper son atelier de couture par l’acquisition d’une nouvelle machine à coudre et des fournitures de couture ; ce qui lui permettra de répondre efficacement aux exigences de sa clientèle. Pour cette raison, Djidjoho sollicite pour la deuxième fois un crédit auprès de ALIDé. Le premier crédit a été bien remboursé.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.