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Carlos Virgilio
Carlos Virgilio is 56, married, and lives with his wife and 4 children, who are all adults living independently. He lives in the Ventanas district of Los Rios Province. The EL SAGRADO CORAZON group is located on calles Ernesto Briones y Parroquia 10 de Noviembre, in Ventanas district and is engaged in sales. Carlos Virgilio works making wood furniture. He seeks credit to buy wood, nails and cloth for furniture. He buys these items in the city of Ventas from Juan Arevalo. He seeks this loan to increase production and make quality products. His dream is to grow his business, and he confronts challenges such as the high cost of his prime material: wood. In his free time, Carlos Virgilio enjoys sports and watching TV.
View original language description ↓
Carlos Virgilio tiene 56 años es casado, vive con la esposa tiene 4 hijos todos son mayores de edad y no vive con él. Vive en el Cantón Ventanas Provincia de Los Ríos.

La Ventanilla EL SAGRADO CORAZON, esta ventanilla se encuentra ubicada en el sector de las calles Ernesto Briones y Parroquia 10 de Noviembre, perteneciente al Cantón Ventanas, esta ventanilla se dedica al Comercio.

El señor Carlos Virgilio se dedica al trabajo de Ebanista, es decir a la confección de muebles de madera.necesita el credito para la compra de madera, clavos y tapìs para los muebles.

Las compras de los insumos las realiza en la ciudad de Ventas donde el Señor Juan Arevalo. El crédito les ayudado a aumentar la producción y tener productos de calidad, el sueño de Carlos Virgilio es tener un negocio más grande, ha enfrentado desafíos como los precios altos de madera que es la materia prima.

En los tiempos libres le gusta hacer deporte y ver la televisión

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Carlos Virgilio to buy wood, nails and cloth for furniture.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 14, 2012
Feb 27, 2012
Currency Exchange Loss:
Mar 15, 2013