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Veronica is a student applying for a loan to pay for her tuition fees to help finish her undergraduate degree at Strathmore University. This is her story:

I am Veronica, 20 years of age, from Kenya. I have both my parents and am the first-born of eight siblings. One is in high school, five are in primary school, and the last-born is still too young to go to school. I am a second-year student at Strathmore University, pursuing a degree in Hospitality Management. It has always been my dream to take a Hospitality Management course at a Catholic University that is upscale in ethics and professionalism, and Strathmore University had all that to offer.

I would like to take out this loan so that I can cover my outstanding fee balance, without which I risk discontinuing my studies since the whole family depends on my father for school fees and other expenses. My goals are to enhance my career in the hospitality industry as well as to be an entrepreneur in Fashion and Design. I trust that by attaining this loan the certainty of my dream will be clearer.

Additional Information

Important Information

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

Strathmore University is one of the leading private chartered universities in Kenya, and is a privately owned, not for profit institution. Originally established in 1961 as an Advanced-level Sixth Form College with inspiration and encouragement from Saint Josemaria Escriva, founder of Opus Dei, Strathmore University started offering degrees in 2002 before becoming fully chartered in 2008.

Strathmore University is a non-traditional Field Partner, in that they are an educational institution, not a microfinance institution. Lenders to these loans should be aware of the following:

1 - You might not begin to receive repayments on this loan for many years, and this loan may have terms as long as 11 years. The full-tuition loans administered by Strathmore University can have loan terms of up to 11 years, which includes a grace period of up to 5 years. The grace period includes the time during which the student is enrolled at the university, and the first year after graduation. During the grace period, the borrower is not required to make any repayments, and you would not receive any repayments. Please be sure the loan terms and repayment schedule of this loan suit you.

2 - Administering loans is a new activity for Strathmore University, which can increase the risk on this loan. While most Kiva Field Partners are microfinance institutions and therefore experienced at administering loans, Strathmore University's core business is providing education, and they are inexperienced at administering loans. This partner has passed Kiva's due diligence requirements for a non-traditional Field Partner, however lenders to this loan should be aware that this loan carries some additional risk as Strathmore University becomes more experienced with administering loans to students.

For more information on Strathmore University, and the Kiva loans they are administering, please visit the Field Partner page.

About Kenya

  • $1,800
    Average annual income
  • 821
    View loans »
    Kenya Loans Fundraising
  • $43,889,150
    Funds lent in using Kiva
  • 83.3
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $6,650 helped Veronica to pay for her tuition fees to help her finish an undergraduate degree (Bachelor of Science) in Hospitality Management at Strathmore University.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Feb 19, 2012
Feb 22, 2012
Currency Exchange Loss:
May 29, 2014