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Naomi's Group
In this Group: Naomi, Elizabeth, Victoria
Naomi is 39 years old and the hard-working mother of one child. She lives with her child and husband in their own apartment in Kutre, a suburb of Berekum in the region of Brong Ahafo. She earns a living by trading in women's and men’s clothing. She buys her stock in the town of Kumasi and brings it to Berekum to sell. Naomi has been in this business for more than seven years and wants to use this loan to buy more clothing. She hopes to expand her business and increase her profit margins. She belongs to a community group called Agents.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 42
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.7
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Naomi's Group's $1,500 loan helped a member to buy more clothing to sell to her customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 16, 2012
Feb 24, 2012
Currency Exchange Loss:
Sep 15, 2012