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Nino is 57 years old. She lives in the village of Kisiskhevi, East Georgia, with her son, 37-year-old George. Nino is a widow.

Nino and George earn a living through agriculture. They have milk cows. Nino produces cheese and sells it in the village. George has a truck. He takes wood from the forest and sells it in his village and nearby villages. The total average monthly income of the family is 500 Laris.

George has to change the tires of his truck, as the existing ones are old and it is already risky to drive in the forest. For this reason, George has stopped operations. Nino requested credit for purchasing four new tires for the truck. After changing the tires, George will be able to continue transportation and sales of wood. Nino and George will get planned income again.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 37
    View loans »
    Georgia Loans Fundraising
  • $8,073,000
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Nino to purchase tires for her son's truck.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 10, 2012
Feb 24, 2012
Currency Exchange Loss:
Mar 15, 2013