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Afi is 47 years old. She is married to a driver and has 3 children. She has been working as a small retailer since 1992. She sells charcoal, yam tubers and cereals door to door to all sorts of customers. She works alone and buys her merchandise in Gléi. Right now, her main difficulty is that she is unable to meet customer demand.

Afi has requested her 2nd loan from WAGES so that she can buy charcoal, yam tubers and cereals. She wants to reinvest in her business. In the coming years, Afi would like to expand her business. She plans to use her profits to meet her family's needs.
Afi est une femme âgée de 47 ans. Elle est mariée à un chauffeur. Elle a trois enfants.
Afi travaille comme revendeuse depuis 1992. Elle vend du charbon de bois, des tubercules d’ignames et des céréales pour tous clients à domicile. Elle achète les produits à Gléi. Elle travaille seule. Au moment, sa difficulté principale est de ne pouvoir satisfaire toutes les demandes.
Afi a requis son second crédit de WAGES afin d’acheter du charbon de bois, des tubercules d’ignames et des céréales. Elle veut réinvestir dans l’activité.
Dans les prochaines années, Afi voudrait agrandir la taille de son activité. Elle dit qu’avec les profits, elle prévoit de subvenir aux besoins de sa famille.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 6
    View loans »
    Togo Loans Fundraising
  • $8,707,775
    Funds lent in using Kiva
  • 495.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Afi to buy bags of charcoal, yam tubers and corn.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Feb 23, 2012
Currency Exchange Loss:
Feb 15, 2013