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This is 50-year-old Sulaiman. He is married and has 1 child, age 3 yrs. He has 1 additional dependent who lives with him. In 1999, Sulaiman established his textiles business. He began his business because at the age of 19 years he went to one of the diamond mining towns known as Kono. However, due to the rebel war in Sierra Leone, they were attacked by rebels, and he fled to Makeni where he started doing petty business with the small amount of money he had by then.

After some years when the business developed, he decided to come to Freetown, the capital city of Sierra Leone, to continue his business until now. Working 7 days a week and 12 hours a day, he earns about Le 1,500,000 every month from this business. He would like a loan in the amount of Le 5,000,000. Suliaman requires a loan in order to buy one bundled bail of cotton @ Le 4,500,000. He hopes that this loan will enable him to increase his monthly profits by approximately Le 1,000,000.

In the future, Sulaiman plans to build a house so that he can live comfortably with his family, and he hopes to see his children educated to university level. He thanks you for your help.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 5
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,325.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Sulaiman to buy one bundled bail of cotton.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Feb 24, 2012
Currency Exchange Loss:
Nov 16, 2012