Reina De La Nube (Cuenca) Group
One of the members of this group is Mónica. She is 28 years old, married, and has 2 children ages 6 and 2. Her first daughter is studying at a little school in the city. Her husband has an upholstery workshop, and they own the house they live in.
Mónica, like her husband, works in the upholstery workshop. They have been carrying out this activity for 2 years, working on a set schedule from Mondays to Fridays.
They find themselves taking their third loan with the cooperative bank, and she is going to invest it into buying materials such as fabrics, leathers, glues, threads and fasteners for the workshop, as well as in some eyeglasses to improve her vision.
Her goal is to grow her upholstery workshop.
Una de las socias de este grupo es la Señora. Mónica, tiene 28 años, es casada y en su unión conyugal ha concebido 2 hijos de 6 y 2 años de edad, su primera hija está estudiando en una escuelita de la ciudad. Su esposo tiene un taller de tapicería, la casa en la que viven es propia.
Doña Mónica al igual que su esposo labora en el taller de tapicería, esta actividad la desempeñan hace 2 años, trabajan de lunes a viernes sin un horario fijo.
Se encuentra en el tercer crédito que realiza en el banco comunal y lo va a invertir comprando materiales como telas, cuerinas, pegas, hilos y cierres para el taller y también para la compra de unos lentes para mejorar su visión.
Su meta es crecer en su taller de tapicería.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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