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Zoila Rosa

Update on Zoila Rosa

Zoila is a member of 'Las Flores' community bank. She lives in the city of Cuenca which is a World Heritage Site. This city is well known for the beauty of its historic center, the four rivers that surround it, its cuisine, and the culture and tradition of its villages.

Zoila tells us that she and her family are enjoying very good health. Her business is selling tropical fruit. She has been in this business for 25 years as it is a business in which her family has traditionally worked.

Zoila invested her previous loan in buying fruit and she didn't experience any problems in making her repayments. It was very helpful to her as she was able to use the profits she made to improve her family's situation.

Zoila will invest her new loan in buying fruit too. She will also make some repairs to her premises so that they look better. She enjoys being a member of her community bank because of the camaraderie that exists within the group. Her dream is to buy a car.
View original language description ↓
La Señora. Zoila es socia del banco comunal Las Flores, vive en la ciudad de Cuenca, ciudad que es Patrimonio Cultural de la Humanidad, reconocida por la belleza de su Centro Histórico, los 4 ríos que la bañan, su gastronomía y la cultura y tradiciones de sus pueblos.

Doña Zoila nos comenta que se encuentra muy bien en su salud al igual que toda su familia. Se dedica a la venta de frutas tropicales actividad que la desempeña hace 25 años ya que es un negocio tradicional de su familia.

El dinero de su crédito anterior lo invirtió en la compra de frutas y en el pago de su crédito no tuvo ninguna dificultad en la cancelación del mismo. Fue de mucha ayuda ya que con las ganancias que obtuvo pudo mejorar la situación de su familia.

Su nuevo crédito también lo va a invertir en frutas y también para el arreglo de su local para tener una mejor presentación. El banco comunal le gusta por el compañerismo del grupo.

Su sueño es comprarse un auto.

Previous Loan Details

Zoila is a member of the communal bank "Las Flores." She lives in the city of Cuenca, a city that has an architectural, cultural and natural beauty that captivates both locals and foreigners. The city has great variety in its cuisine, and friendly and cordial people. Zoila is a 50 year-old w... More from Zoila Rosa's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Zoila Rosa to buy fruit and make some repairs to her premises.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 3, 2012
Mar 4, 2012
Currency Exchange Loss:
Sep 15, 2012