Bertha Calderon Group
Update on Bertha Calderon GroupThe Bertha Calderón group consists of three hardworking and enterprising women. One of them is Karla Elizabeth, who works selling beans, soda, ice, clothing, and cosmetics, a little bit of everything. She will invest the loan in clothing. Her goal is to install a small grocery store.
She has three children, ages 18, 16, and 7. The older ones help her in the business in their spare time, as does her husband.
The other members are Mariela de los Ángeles, who has sold snacks and sodas for four years, and Carolina, who sells beans and corn.
Ella tiene tres hijos de 18, 16 y 7 años, los mayores le ayudan en el negocio en su tiempo libre junto a su esposo.
Las otras integrantes son Mariela de los Ángeles quien vende chiverías y gaseosas desde hace 4 años y Carolina quien vende frijoles y elotes.
Previous Loan DetailsThe Bertha Calderón group consists of three hardworking and entrepreneurial women. One of these is Carla who sells prepared beans, soft drinks and clothing for children up to 6 years of age. She will use the loan to buy sandals in Masaya since she wants to start selling these items. She has th... More from Bertha Calderon Group's previous loan »
About ADIMLocated in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
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Success!! The loan was 100% repaid