Update on ElianaEliana continues as a member of the “IMASUMAC II” community bank whose meetings take place in Wanchaq district, in Cusco province and department.
Eliana continues selling 'ceviche' ('ceviche is a delicious cold dish made from fish and onions). Making 'ceviche' is simple and Eliana prepares it with fresh ingredients that she buys in advance. She used her previous loan to increase her working capital and things went very well.
On this occasion, Eliana needs a loan to invest in buying ingredients such as lemons and onions. She will also pay her fish supplier.
Eliana is grateful for the support that she will receive and she pledges to make her repayments in a disciplined manner.
La socia Eliana sigue dedicando a la venta de ceviche. (Ceviche este es un delicioso plato de bandera frio hecho a base de pescado y cebollas). La elaboración del ceviche es sencilla y la socia prepara con todos los insumos previamente comprados y frescos. Con el anterior préstamo la socio incremento el capital del negocio y le fue muy bien. En esta oportunidad la socia Eliana requiere el préstamo para invertir en la compra de ingredientes como por ejemplo limón, cebolla y también pagar al proveedor del pescado que le deja.
La socia agradece el apoyo que se le otorgara y así mismo se compromete a cumplir de manera disciplinada con los pagos de las cuotas.
Previous Loan DetailsEliana is a member of the community bank IMASUMAC II, located in the Huanchac district in the province and department of Cusco. Eliana is 39 years old, married, and has three children. She works buying and selling ceviche, a delicious cold dish made from fish and onions. Making ceviche is si... More from Eliana's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 6 months (Additional Information)
- Repayment Schedule
- Feb 10, 2012
- Feb 26, 2012
- Currency Exchange Loss:
- Jul 15, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.