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03.12.125. Tt Vạn Hà Group
In this Group: Liên, Tứ, Bình, Nhung, Hậu
Mrs. Lien has a service business tailoring clothes. She is requesting a loan to purchase a sewing machine. She is 33 years old and married with 2 children. She lives and works in the Thieu Hoa district, a rural area in Thanh Hoa province. Lien is the leader of the 3.12.125 Tt Vạn Hà solidarity group, which consists of 5 members.

In 2010, Lien joined Kiva's partner, Thanh Hoa Fund for Poor Women, to improve her business. She has successfully repaid 2 loans from Thanh Hoa Fund for Poor Women. Lien has been involved in her tailoring business for 7 years. The main hardship that she faces is a lack of capital. With her business profits, Lien hopes to make enough money to provide for her kids, to remodel her house, and to maintain a successful business.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 99
    View loans »
    Vietnam Loans Fundraising
  • $14,759,350
    Funds lent in using Kiva
  • 20,800.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 03.12.125. Tt Vạn Hà Group's $1,600 loan helped a member to purchase a sewing machine for her tailoring business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 28, 2012
Feb 22, 2012
Currency Exchange Loss:
Feb 15, 2013