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Shoghik is 48 years old. She lives with her husband, who works as a guard.

Shoghik has been engaged in cattle breeding for twelve years. Through this period she has expanded her farm, which now consists of six cows. She earns her income by selling meat and milk in the regional center at Kapan city.

Now she wants to sell more meat and milk, for which she needs to increase the number of cattle. With this loan, Shoghik will implement this plan by purchasing two cows and forage. This will allow her to earn more income and ensure improved living conditions for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 135
    View loans »
    Armenia Loans Fundraising
  • $14,328,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,200 helped Shoghik to purchase two cows and forage.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 26, 2012
Mar 3, 2012
Currency Exchange Loss:
Aug 17, 2013