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Emma
Emma, 53, lives in Mrgashat village with her husband and son. Emma has been keeping an orchard for 12 years, cultivating a variety of fruit trees, and now has plans to expand her business activities to breed cattle too.



With a barn and all of the equipment necessary to develop a cattle-breeding enterprise, Emma is requesting a loan to purchase cattle and forage. This will allow her to earn more income and ensure a stable financial future for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 152
    View loans »
    Armenia Loans Fundraising
  • $13,802,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Emma to pay for cattle and forage.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 10, 2012
Listed
Mar 3, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2014