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Araba lives with her husband and six dependents in Krofofordo, near Abura, Ghana. Araba sells maize, gari (dry-fried grated cassava), groundnuts (a type of peanut) and charcoal. Beside her are bags of the charcoal that she sells. She has been in this business for 20 years. She is married to a driver. She uses her income to assist her husband in the general upkeep of their family. Araba needs this loan to purchase bags of maize, groundnuts and charcoal to sell. With the new profits, Araba wants to become a distributor of charcoal to retailers.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 31
    View loans »
    Ghana Loans Fundraising
  • $11,710,625
    Funds lent in using Kiva
  • 1.7
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Araba purchase bags of maize, groundnuts and charcoal to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 9, 2012
Feb 22, 2012
Currency Exchange Loss:
Sep 15, 2012