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Em, 62, is a local farmer who has been living in the Prey Chor district of Kompong Cham province, Cambodia. She has been engaged in rice husbandry since 1980, and yields an income in the neighborhood of $2.50 per day. Em has five married children and a single one, who currently lives with her.

In order to upgrade her living, Em wants to start another type of business to sell coffee and tea in her commune. This will help her family improve its income. Em would like to take out some funds from HKL and Kiva to start her new business.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 52
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,005.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Em to open a cafe.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 26, 2012
Feb 22, 2012
Currency Exchange Loss:
Sep 17, 2013